5.0 · 40 five-star Google reviews · Veteran-owned · Milford, Michigan · NMLS #2497854
McKenney
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Veteran-Owned · Milford, Michigan

Stop paying retail for your mortgage.

McKenney Home Lending is an independent, veteran-owned mortgage broker in Milford, Michigan, licensed across the whole state. Rob McKenney (NMLS #23394) shops your loan across dozens of wholesale lenders instead of one bank's shelf — conventional, FHA, VA, jumbo, DSCR, bank-statement, construction and reverse — including the self-employed, investor and VA files other lenders turn down. Thousands of families helped over a 20-year career.

We'll figure it out.

  • No obligation
  • No credit pull to start
  • Michigan-focused
5.0
★★★★★
40 five-star
Google reviews
Dozens
Of wholesale lenders
shopped for you
NMLS
2497854
Fully licensed
in Michigan
VETERAN-OWNED
MCKENNEY NMLS 2497854 MILFORD, MI
20+
Years In The Mortgage Business
Thousands
Families Helped
Every
Loan Program Under One Roof
★★★★★ 5.0 · 40 Google Reviews

Don't take my word for it. Take theirs.

Real Michigan families, real closings, real reviews. Every one of these is a client who closed with me — and then chose to write about it.

★★★★★
Investor closing

“As a seller closing on an investment property in Clarkston, I cannot recommend Rob McKenney and McKenney Home Lending highly enough. When you are heading to the closing table and sudden lender obstacles pop up, you need someone who can perform under pressure. Rob is exactly that guy… If you want a lender who understands the urgency of real estate investing and gets things done, work with Rob.”

Kenan G. · Google review · Clarkston
★★★★★
HELOC

“Rob was awesome! He not only helped me navigate the HELOC world but he gave me insightful knowledge as to how these loans would work in my life. He continued to follow up with me and made sure that I understood where I was at in the process. He truly cares about the process and is genuine in his approach.”

Darrin S. · Google review
★★★★★
Home equity loan

“Rob was simply the best! He was so helpful in getting my home equity loan! In the middle of this process I was in the hospital for two weeks. Through it all, he was patient and called me several times just to check on me, nothing to do with my loan process. He patiently waited till I was well enough to move forward and helped me every step of the way.”

Linda J. · Google review
★★★★★
Realtor referral · refinance

“A real estate friend of mine recommended McKenney Home Lending to discuss various financial needs we had. Rob made this process simple and straightforward. It put us into a much better situation with the house and debt. He answered the phone every time… We were approved in three or four days, closed a few days later, and found ourselves in an ideal situation.”

Derek G. · Google review
★★★★★
Refinance

“Rob helped my husband and me refinance our home, and the entire process was quick and painless. Rob answered all our questions quickly and knowledgeably. We were approved within a week after applying and closed within two.”

Renee G. · Google review
★★★★★
First-time buyer

“Rob was amazing! He was very quick to respond and was so helpful throughout the house hunting and purchasing journey! As a first-time home buyer we were so grateful we went through him. He made sure we understood all of the housing/lending lingo and had our best interest in mind when selecting our loan.”

Brooke S. · Google review
★★★★★
Chose local over the big banks

“We bought a new home earlier in 2023 and decided to finance locally instead of the large banking institutions. Rob treated us with the utmost professionalism and was able to lock in a very competitive rate prior to all of the rate hikes. Rob walked us through the overall application process and personally addressed all of our questions. We had zero issues at closing.”

John R. · Google review
★★★★★
Repeat client

“Rob originally helped my husband and I when we bought our home six years ago. He was very helpful, especially as first-time home buyers. He reached out again recently and helped us with a lingering question we had. I would highly recommend Rob to any potential home buyers!”

Danielle J. · Google review
Read all 40 reviews on Google →
Tools

Run the math. Or let us watch it for you.

Two free tools you don't need to talk to anyone to use — until you decide you want to.

More From McKenney

Not in market today? Two more ways to work with us.

For the real estate agents who refer buyers, and for everyone who wants the Michigan rate market translated into plain English.

Free Guide · First-Time Buyers

The Michigan First-Time Homebuyer's Playbook

The whole path from "can I even do this?" to keys in hand — down payments, credit, what lenders actually look at, and the mistakes that cost Michigan buyers real money. Plain English, no jargon.

Written by Rob McKenney · NMLS #23394 · 20+ years, thousands of families helped

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Questions People Ask

Straight answers, before you ever call.

Is McKenney Home Lending a bank, a lender, or a mortgage broker?
We're a wholesale mortgage broker — not a bank and not a direct lender. I shop your loan across dozens of wholesale lenders so they compete for your business, and you keep the pricing advantage. McKenney Home Lending, LLC is licensed by the Michigan Department of Insurance and Financial Services (company NMLS #2497854; Rob McKenney NMLS #23394).
What parts of Michigan do you serve?
We're based in Milford and licensed across the entire state. Most of our closings land in Oakland, Wayne, Macomb, Livingston, Washtenaw, and Genesee counties, but if the property is in Michigan, we can help.
What loan programs do you offer?
Conventional, FHA, VA, DSCR rental-property loans, bank statement loans for self-employed buyers, fix & flip, construction and renovation, and HECM reverse mortgages. Dig into FHA and VA, or see the full list on our loan programs page.
Does it cost anything to get a quote?
A quote is free, there's no obligation, and we don't need to pull your credit to give you a realistic starting picture. When you're ready, we'll walk through the numbers together — start here.
How fast can I get pre-approved?
Usually within about a day once I have your documents. If you're up against an offer deadline, call the office at (810) 819-8686 or my cell at (248) 491-8998 and we'll make the timeline work.
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