★5.0 · 35 five-star Google reviews · Veteran-owned · Milford, Michigan · NMLS #23394
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McKenney
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Veteran-Owned · Milford, Michigan

Stop paying retail for your mortgage.

Veteran-owned Michigan broker. We help families buy and refinance at wholesale prices — not retail markup from one bank. 1,000+ families helped over a 20-year career.

We'll figure it out.

Get Pre-Approved Talk to Rob →
  • No obligation
  • No credit pull to start
  • Michigan-focused
5.0
★★★★★
35 five-star
Google reviews
Dozens
Of wholesale lenders
shopped for you
NMLS
23394
Fully licensed
in Michigan
VETERAN-OWNED
MCKENNEY ● NMLS 23394 ● MILFORD, MI
20+
Years In The Mortgage Business
1,000+
Families Helped
Every
Loan Program Under One Roof
★★★★★ 5.0 · 35 Google Reviews

Don't take my word for it. Take theirs.

Real Michigan families, real closings, real reviews. Every one of these is a client who closed with me — and then chose to write about it.

See all reviews on Google →
Tools

Run the math. Or let us watch it for you.

Two free tools you don't need to talk to anyone to use — until you decide you want to.

Mortgage Calculators

Eight calculators for every scenario — affordability, purchase, refinance, rent vs buy, VA purchase, VA refinance, DSCR, Fix & Flip. With real FHA MIP auto-math, VA funding-fee auto-calc, and DSCR that handles under-1.0 deals.

Run Your Numbers →

Refi Watchlist

Enter your current loan once. When wholesale rates move far enough to save you real money — not "national average" money — we text and email you. Free, no credit pull, no commitment.

Join The Watchlist →
More From McKenney

Not in market today? Two more ways to work with us.

For the real estate agents who refer buyers, and for everyone who wants the Michigan rate market translated into plain English.

For Real Estate Pros

Refer your buyers to a broker who closes on time, communicates with you weekly, and doesn't blame the agent when something breaks. Co-branded marketing assets, dedicated processing, and a partner who actually picks up the phone.

Partner With Me →

The McKenney Minute

Weekly Realtor Edition with the math, scripts, and intel agents need that week. Monthly Homeowner Edition for buyers and owners who want plain-English context on Michigan rates and the market — no jargon, no spam.

Read The Latest →
Free Guide · First-Time Buyers

The Michigan First-Time Homebuyer's Playbook

The whole path from "can I even do this?" to keys in hand — down payments, credit, what lenders actually look at, and the mistakes that cost Michigan buyers real money. Plain English, no jargon.

Written by Rob McKenney · NMLS #23394 · 20+ years, 1,000+ Michigan families

No spam. You'll also get the monthly Homeowner Edition of The McKenney Minute — unsubscribe anytime.
Questions People Ask

Straight answers, before you ever call.

Is McKenney Home Lending a bank, a lender, or a mortgage broker?
We're a wholesale mortgage broker — not a bank and not a direct lender. I shop your loan across dozens of wholesale lenders so they compete for your business, and you keep the pricing advantage. McKenney Home Lending, LLC is licensed by the Michigan Department of Insurance and Financial Services (company NMLS #2497854; Rob McKenney NMLS #23394).
What parts of Michigan do you serve?
We're based in Milford and licensed across the entire state. Most of our closings land in Oakland, Wayne, Macomb, Livingston, Washtenaw, and Genesee counties, but if the property is in Michigan, we can help.
What loan programs do you offer?
Conventional, FHA, VA, DSCR rental-property loans, bank statement loans for self-employed buyers, fix & flip, construction and renovation, and HECM reverse mortgages. Dig into FHA and VA, or see the full list on our loan programs page.
Does it cost anything to get a quote?
A quote is free, there's no obligation, and we don't need to pull your credit to give you a realistic starting picture. When you're ready, we'll walk through the numbers together — start here.
How fast can I get pre-approved?
Usually within about a day once I have your documents. If you're up against an offer deadline, call the office at (810) 819-8686 or my cell at (248) 491-8998 and we'll make the timeline work.
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